Complete Guide to VA Education Benefits

Comprehensive overview of all VA education benefits including the GI Bill, VR&E, tutorial assistance, licensing reimbursement, work-study programs, and how to maximize your support.

As a veteran, you've earned access to some of the most comprehensive educational assistance programs available. Beyond the well-known GI Bill, the Department of Veterans Affairs offers numerous educational benefits designed to support your academic success, career development, and professional advancement.

This complete guide covers all types of VA education benefits, from tutorial assistance and licensing reimbursement to work-study programs and on-the-job training. Understanding your full range of educational benefits helps you maximize the support available to you.

Primary Education Benefit Programs

Choose the main program that best fits your service history and goals

Post-9/11 GI Bill

Chapter 33

Key Benefits:

Full tuition, housing allowance, books stipend, Yellow Ribbon

Eligibility:

90+ days active duty after 9/11/2001

Benefit Amount:

Up to $28,937/year private + housing

Montgomery GI Bill

Chapter 30

Key Benefits:

Fixed monthly payment for education

Eligibility:

2+ years active duty service

Benefit Amount:

$2,150/month for 36 months

MGIB Selected Reserve

Chapter 1606

Key Benefits:

Education support for Reserve/Guard

Eligibility:

6-year Reserve obligation

Benefit Amount:

$426/month while serving

VR&E Services

Chapter 31

Key Benefits:

Comprehensive career training & placement

Eligibility:

10%+ disability with employment handicap

Benefit Amount:

Unlimited tuition + subsistence

Need detailed information about specific programs?

Supplemental Education Benefits

Additional benefits you can use alongside your primary education program

Tutorial Assistance

Up to $100/month

$1,200 total

Extra help with challenging coursework. Does not count against GI Bill months.

Requirements:

Enrolled at least half-time, need demonstrated

Licensing & Certification

Up to $2,000/test

No limit on tests

Reimbursement for professional license and certification exam fees.

Requirements:

Using VA education benefits, approved exam

Work-Study Program

Minimum wage or higher

25 hours/week

Earn money working in VA-related positions while attending school.

Requirements:

Enrolled 3/4 time or more

National Testing

Full test fee

Multiple tests covered

Coverage for SAT, ACT, GRE, GMAT, LSAT, MCAT, and other admission tests.

Requirements:

Using VA education benefits

Tutorial Assistance: Getting Academic Support

What's Covered

  • Individual tutoring sessions
  • Small group tutoring
  • Subject-specific academic help
  • Test preparation support
  • Online tutoring services
  • Study skills coaching

Payment Details

Monthly Maximum

$100

Lifetime Maximum

$1,200

Does NOT count against your 36 months of GI Bill

How to Apply for Tutorial Assistance

  1. 1. Identify need for tutoring (below C average or struggling with material)
  2. 2. Find a qualified tutor through your school or independently
  3. 3. Complete VA Form 22-1990t with tutor's section filled out
  4. 4. Have school certify the need and forward to VA
  5. 5. Receive approval and payment (typically within 2-4 weeks)

Work-Study Programs: Earning While Learning

Earnings

Federal/State Min Wage

or higher

Work Hours

Up to 25/week

during school

Payment

Paid in Advance

bi-weekly or monthly

Eligible Work-Study Positions

VA Facilities

  • • VA hospitals and clinics
  • • Regional office support
  • • Vet Center positions
  • • Administrative roles

Outreach Services

  • • Assisting other veterans
  • • Benefits application help
  • • Veteran events support
  • • Peer support services

School Positions

  • • Veterans services office
  • • Certifying official assistant
  • • Student veteran support
  • • Enrollment assistance

State Agencies

  • • State veterans affairs
  • • State veterans homes
  • • Veteran service programs
  • • Community outreach

On-the-Job Training & Apprenticeships

Learn a trade while earning a salary plus VA benefits

How OJT/Apprenticeship Benefits Work

The VA provides decreasing monthly payments as your training progresses and your wages increase. You receive both your employer's wages AND VA benefits.

Training PeriodVA Payment Rate
First 6 months100% of housing allowance
Months 7-1280% of housing allowance
Months 13-1860% of housing allowance
Months 19-2440% of housing allowance
Remaining months20% of housing allowance

Example Calculation:

Location housing allowance: $2,000/month

  • • Months 1-6: $2,000/month VA + your wages
  • • Months 7-12: $1,600/month VA + your wages
  • • Months 13-18: $1,200/month VA + your wages

Popular Apprenticeship Fields

Construction Trades

HVAC & Mechanical

Electrical

Plumbing

Automotive

Information Technology

Healthcare

Culinary Arts

Emergency Services

State-Specific Education Benefits

Many states offer additional education benefits that supplement federal VA programs

California

CalVet Fee Waiver - Free tuition at state colleges

Texas

Hazlewood Act - Free tuition up to 150 credit hours

Illinois

Illinois Veteran Grant - Free tuition at state schools

New York

Veterans Tuition Award - Full SUNY/CUNY tuition

Florida

Florida GI Bill - Tuition waivers at state institutions

Don't Miss State Benefits!

Contact your state Department of Veterans Affairs to learn about benefits available in your area. State benefits can save you thousands of dollars per year.

Many state benefits can be used alongside federal GI Bill benefits, maximizing your total education support.

How to Maximize Your Education Benefits

Strategic approaches to get the most value from your VA education benefits

1

Stack Supplemental Benefits

Combine primary GI Bill with tutorial assistance ($100/month), work-study earnings, licensing reimbursement ($2,000/test), and state benefits.

Potential Benefit: Additional $5,000-15,000/year
2

Strategic Enrollment Planning

Maintain full-time status for maximum housing allowance, plan summer sessions to extend benefits, and time graduation to maximize benefit use.

Potential Benefit: Maximize all 36 months
3

Leverage State Benefits

Research and apply for state veteran education benefits that supplement federal programs. Many states offer free tuition or additional stipends.

Potential Benefit: $10,000-30,000/year saved
4

Use Yellow Ribbon Program

For expensive private schools, Yellow Ribbon can cover costs beyond GI Bill maximum through school contributions matched by VA.

Potential Benefit: Full tuition coverage

Pro Tips for Success

  • Apply for Certificate of Eligibility 2-3 months before starting school
  • Maintain full-time status to maximize housing allowance
  • Use the GI Bill Comparison Tool to research schools
  • Keep school's certifying official informed of enrollment changes
  • Apply for tutorial assistance early if struggling with courses
  • Research state benefits before choosing a school location

Frequently Asked Questions

Can I use multiple education benefits at the same time?

Generally, you can only use one primary VA education benefit at a time (Post-9/11 GI Bill, MGIB, or VR&E). However, you can simultaneously use supplemental benefits like tutorial assistance, work-study, and licensing reimbursement alongside your primary benefit. You also may combine VA benefits with state veteran education benefits and scholarships.

Do education benefits cover trade schools and certifications?

Yes, VA educational assistance covers trade schools, vocational programs, and professional certifications at VA-approved institutions. This includes HVAC certification, CDL training, IT certifications, nursing programs, and countless other career training programs. Use the GI Bill Comparison Tool to verify program approval.

Can I use benefits for online education?

Yes, you can use VA education benefits for online programs at approved schools. However, students taking only online courses receive a reduced housing allowance ($1,002/month in 2025) rather than location-based rates. Taking at least one in-person class per term qualifies you for the full location-based housing allowance.

What happens if I fail a class while using GI Bill benefits?

Failing a class doesn't automatically stop your benefits, but you must maintain satisfactory academic progress. If you fail due to mitigating circumstances beyond your control, you won't have to repay benefits. However, failing due to poor attendance or conduct may require repayment. Always communicate with your school's certifying official if you're struggling.

How many types of education benefits can veterans use?

Veterans can potentially access numerous benefit types: one primary benefit (Post-9/11 GI Bill, MGIB, VR&E, etc.), plus tutorial assistance, licensing reimbursement, work-study, state benefits, and private scholarships. The key is understanding which can be used simultaneously versus sequentially to maximize your total educational support.

Ready to Use Your Education Benefits?

Contact VA education services or get personalized assistance

GI Bill Hotline

1-888-442-4551

Education benefits support

VR&E Services

1-800-827-1000

Vocational rehabilitation

Online Resources

  • • VA.gov/education
  • • GI Bill Comparison Tool
  • • Submit via AskVA